In The News
Making the Most of the Relationship with Your Excess Carrier
Your excess workers’ compensation carrier can be a huge ally when it comes to management. The primary role of an excess carrier is to reimburse insureds for workers’ compensation benefits paid above a self-insured retention (SIR). Stephen Peacock discusses how to make the most of your relationship with your excess…
First Responder Exposure to Violence
When risk managers with emergency service personnel (firefighters and emergency medical technicians) on the payroll read through descriptions of their losses, they may find phrases such as “employee struck by patient on head, employee was hit on the arm during a struggle with patient, or employee was punched in the…
Opt-Out Movement Stalls: For Now
Participation in a state workers’ compensation plan was mandatory in every state except Texas until 2013, when Oklahoma passed legislation allowing alternatives to the mandated state system. The Employee Injury Benefit Act allowed private sector employers to create individual — but equal — plans. Mark Walls, Vice President Communications &…
The High Risk of First Responder Patient Handling
EMS and Fire Rescue is, by definition, a high-risk profession. Patients are generally getting larger, while the profession is challenged to stay physically fit. The long hours and volume of calls in some urban areas can be overwhelming for understaffed EMS districts. The profession’s educational focus on dealing with combative…
Your Mobile Workforce is Driving Up Your Exposure
Public entities have a high volume of drivers on the road. Not only do we have to guard against employees driving distracted, but we also have to consider that the general public could be distracted when driving through our work areas. Matt McDonough, Senior Risk Control Manager, explains the various…
Healthy but Challenging Workers’ Compensation Market
The workers’ compensation market is healthy and robust. It’s both competitive and profitable. That’s good news for business owners, the insurance industry and injured workers. Beneath the positive news, however, is a layer of anxiety over how long the market will remain healthy. Mark Walls, Vice President of Communications and…