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Excess Workers’ Compensation

For over 80 years, Safety National® has been the leading provider of excess workers’ compensation to self-insured employers and groups. See how self-insurance offers more control, aggressive claims management and improved cash flow advantages not found in first dollar programs.

Public Entity Multi-Line Program

Safety National® has evolved into a total casualty solution for public entities, offering a variety of liability coverage options geared toward municipalities, counties, public school districts and intergovernmental pools.

Large Casualty Program

Safety National’s Large Casualty Program includes large deductible workers’ compensation, commercial auto and general liability coverage, providing employers with the advantages of self-insurance through a primary policy.

Construction Risk

Safety National® offers a multi-line solution to address construction and contracting risks that includes workers’ compensation, commercial auto and general liability through annual renewing programs.

Cyber Risk

Safety National’s cyber risk insurance is designed to protect companies against global network security and privacy risks, reimbursing damages and financial loss arising from accidental or malicious incidents to computer networks, software and data.

Large Guaranteed Cost Workers’ Compensation

Safety National’s large guaranteed cost workers’ compensation caters to the unique business profile of sophisticated large employers looking for a first-dollar program. We combine underwriting proficiency with claims expertise and risk control resources to develop flexible solutions.

Multinational Casualty

Locally licensed in 100+ countries, Safety National® leverages Tokio Marine’s global network to help support organizations all over the world. As part of our Domestic Primary Casualty program, our Multinational line of business offers a specialty extension of casualty coverage with international reach.

Defense Base Act (DBA)

Safety National® offers DBA and employers liability coverage, providing medical treatment and compensation to contractors working worldwide (outside of the U.S.) under contract for any U.S. federal government agency.

Loss Portfolio Transfer

A Safety National® loss portfolio transfer can help allocate outstanding loss liabilities, improve balance sheets, eliminate claim liabilities in the merger and acquisition process, potentially release collateral from the state, eliminate administrative costs and more.

Self-Insurance Bonds

Self-insurance bonds can be a quick, cost-effective way to satisfy regulatory security requirements without tying up precious capital. See how a self-insurance bond provides self-insured employers a viable alternative to posting collateral directly with the state.


Aligning with the right risk-sharing partner is crucial to the future success of many captives. See why partnering with Safety National® can offer the coverage flexibility and services tailored to maximize our contribution to your risk-financing strategy.