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Is This General Liability Claims Cost Driver on Your Radar?

As liability insurance claims continue to increase in frequency and severity, legal system abuse is one of the top general liability claims trends that should be on the construction sector’s radar. Inclusive of social inflation and nuclear verdicts, legal system abuse refers to the factors that can influence litigation results…

6 Workers’ Compensation Reform Considerations

Originally published in PC360 | February 2, 2024 This year marks a significant year in the election cycle, with a presidential election and several gubernatorial elections taking place. One of the issues in consideration for some states includes reforms to their workers’ compensation system. With insurance regulated at the state…

20 Issues to Watch in 2024

Originally published in Insurance Thought Leadership | January 14, 2024 Out Front Ideas with Kimberly and Mark kicks off yearly with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to risk management and employee…

Short-Term Factors that Can Impact Catastrophic Workers’ Comp Claims

Originally published in PC360 | November 13, 2023 While the severity of a work injury can serve as a barometer for how long the healing process will take, other factors can also play into the return-to-work timeline and impede the path to recovery, including occupation and mental health issues. To help…

Technology Transformation in Workers’ Compensation

Originally published in PC360 | October 26, 2023 Whether you are a risk manager, physician, attorney, claims manager, payer, or service provider, the evolution of technology modernization in workers’ compensation affects everyone. Now is the time to invest in technology tools, data science and other tech specialists to drive your…

Severity Rising in Catastrophic Workers’ Comp Claims

Originally published in Leader’s Edge | April 2, 2023 There seems to be a common misconception that all workers compensation losses are flat to slightly improving. While that might be true for the frequency of smaller claims, it definitely is not the trend for frequency and costs of large death…

20 Issues to Watch in 2023

Originally Published in Insurance Thought Leadership | January 18, 2023 Out Front Ideas with Kimberly and Mark kicks off the year with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to workers’ compensation, healthcare…

10 Ergonomic Strategies to Protect Your Aging Workforce from Injury

Originally Published in PropertyCasualty360 | August 16, 2022 Workers over the age of 55 represent a large and essential segment of the American economy, and their influence is growing. According to the U.S. Bureau of Labor Statistics, one-in-four U.S. workers will be 55 or older by 2030. During the pandemic,…

Five Steps to Building a Risk Control Plan

Originally Published in the Illinois Municipal League Review | May 2022 It is no secret that the public sector faces a set of unique risks and challenges when it comes to designing a public entity risk control plan, however, certain fundamentals can provide a blueprint to building that plan effectively….

20 Insurance Issues to Watch in 2022

Originally published on Insurance Thought Leadership | January 17, 2022 Out Front Ideas with Kimberly and Mark kicks off every year with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss after the last two years of new challenges, we focused on…

Employer Trends Shaping the Workplace

Originally Published on Insurance Thought Leadership | December 7, 2021 Employers are adjusting their workplaces to accommodate evolving expectations of the workforce and regulatory requirements. How have human resources leaders aligned benefit and HR programs to support new or changing business needs? How are employers addressing the return to the…

Navigating the Vaccine Mandate

Originally Published on Insurance Thought Leadership | November 21, 2021 OSHA’s Emergency Temporary Standard (ETS) regarding COVID-19 vaccine mandates leaves employers facing a complex compliance challenge involving both OSHA and laws on accommodation and leave of absence. What exceptions are allowed? How can employers track compliance? How will the courts…