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Severity Rising in Catastrophic Workers’ Comp Claims

Originally published in Leader’s Edge | April 2, 2023 There seems to be a common misconception that all workers compensation losses are flat to slightly improving. While that might be true for the frequency of smaller claims, it definitely is not the trend for frequency and costs of large death…

20 Issues to Watch in 2023

Originally Published in Insurance Thought Leadership | January 18, 2023 Out Front Ideas with Kimberly and Mark kicks off the year with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to workers’ compensation, healthcare…

10 Ergonomic Strategies to Protect Your Aging Workforce from Injury

Originally Published in PropertyCasualty360 | August 16, 2022 Workers over the age of 55 represent a large and essential segment of the American economy, and their influence is growing. According to the U.S. Bureau of Labor Statistics, one-in-four U.S. workers will be 55 or older by 2030. During the pandemic,…

Five Steps to Building a Risk Control Plan

Originally Published in the Illinois Municipal League Review | May 2022 It is no secret that the public sector faces a set of unique risks and challenges when it comes to designing a public entity risk control plan, however, certain fundamentals can provide a blueprint to building that plan effectively….

20 Insurance Issues to Watch in 2022

Originally published on Insurance Thought Leadership | January 17, 2022 Out Front Ideas with Kimberly and Mark kicks off every year with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss after the last two years of new challenges, we focused on…

Employer Trends Shaping the Workplace

Originally Published on Insurance Thought Leadership | December 7, 2021 Employers are adjusting their workplaces to accommodate evolving expectations of the workforce and regulatory requirements. How have human resources leaders aligned benefit and HR programs to support new or changing business needs? How are employers addressing the return to the…

Navigating the Vaccine Mandate

Originally Published on Insurance Thought Leadership | November 21, 2021 OSHA’s Emergency Temporary Standard (ETS) regarding COVID-19 vaccine mandates leaves employers facing a complex compliance challenge involving both OSHA and laws on accommodation and leave of absence. What exceptions are allowed? How can employers track compliance? How will the courts…

Navigating the Future of Risk Management

Originally Published in PropertyCasualty360 | November 19, 2021 The pandemic and the economy are presenting various challenges for risk management teams across the nation, including difficulties within the insurance marketplace, emerging risks and the challenges associated with changing business operations. The recent virtual conference, Elevate, presented by Out Front Ideas with…

The Bigger Picture of COVID-19 Data

Originally Published on PropertyCasualty360 | November 1, 2021 In February 2021, Out Front Ideas with Kimberly and Mark, hosted its most attended webinar to date, which featured data around COVID-19 claims and provided valuable insight into current trends, claims development and the real impact the pandemic has had on workers’ compensation. At…

State of the Insurance Marketplace

Originally published on Insurance Thought Leadership | October 3, 2021 The insurance marketplace has been changing rapidly, with the economy having a significant impact on both carriers and businesses, including employers, public entities and the middle market. So, what are the implications for the industry? And what risks should organizations…

Managing the Challenges of Civil Unrest

Originally published on Insurance Thought Leadership | July 22, 2021 Over the last year, many communities have faced large riots and protests that destroyed public and private property and resulted in hundreds of injuries. While these events carry a certain amount of unpredictability, an organization’s planning and response to these…

The Perils of the Purchasing Process

Originally published on Insurance Thought Leadership | June 9, 2021 Most public entities and many private companies have switched to a procurement model for all contracts and purchasing. This model means a centralized department is responsible for all these decisions, ranging from office furniture and supplies to purchasing insurance and…