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WHY SELF-INSURANCE?
With workers' compensation costs rising, more and more large employers are considering self-insurance. Certain kinds of losses can be predictable and self-insurance is a more efficient way to pay for those losses.
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REDUCED COSTS CAN COME FROM SEVERAL AREAS, INCLUDING:
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Lower
Fixed Costs
(Program Administration)
Improved
Claims Management

More detailed claims information from the claims administrator
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Reduced Losses
through better
loss control

More overall control over claims
Improved
Cash Flow

In addition, the self-insured employer gains more overall control of claims and receives more detailed claims information from the claims administrator.

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Why Self-Insurance? Self-Insurance: How it works Steps to Self-Insurance Self-Insurance Costs Self-Insurance: What is needed?