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Navigating the Vaccine Mandate

Originally Published on Insurance Thought Leadership | November 21, 2021 OSHA’s Emergency Temporary Standard (ETS) regarding COVID-19 vaccine mandates leaves employers facing a complex compliance challenge involving both OSHA and laws on accommodation and leave of absence. What exceptions are allowed? How can employers track compliance? How will the courts…

Navigating the Future of Risk Management

Originally Published in PropertyCasualty360 | November 19, 2021 The pandemic and the economy are presenting various challenges for risk management teams across the nation, including difficulties within the insurance marketplace, emerging risks and the challenges associated with changing business operations. The recent virtual conference, Elevate, presented by Out Front Ideas with…

The Bigger Picture of COVID-19 Data

Originally Published on PropertyCasualty360 | November 1, 2021 In February 2021, Out Front Ideas with Kimberly and Mark, hosted its most attended webinar to date, which featured data around COVID-19 claims and provided valuable insight into current trends, claims development and the real impact the pandemic has had on workers’ compensation. At…

State of the Insurance Marketplace

Originally published on Insurance Thought Leadership | October 3, 2021 The insurance marketplace has been changing rapidly, with the economy having a significant impact on both carriers and businesses, including employers, public entities and the middle market. So, what are the implications for the industry? And what risks should organizations…

Managing the Challenges of Civil Unrest

Originally published on Insurance Thought Leadership | July 22, 2021 Over the last year, many communities have faced large riots and protests that destroyed public and private property and resulted in hundreds of injuries. While these events carry a certain amount of unpredictability, an organization’s planning and response to these…

The Perils of the Purchasing Process

Originally published on Insurance Thought Leadership | June 9, 2021 Most public entities and many private companies have switched to a procurement model for all contracts and purchasing. This model means a centralized department is responsible for all these decisions, ranging from office furniture and supplies to purchasing insurance and…

State of Mental Health in the Workplace

Originally published on Insurance Thought Leadership | May 18, 2021 Discussions around the impact of mental health and well-being in the workplace are frequent Out Front Ideas with Kimberly and Mark topics. May is Mental Health Awareness Month, so we are offering our thoughts on the current state of mental…

How Social Inflation Affects Liability Costs

Originally published on Insurance Thought Leadership | April 20, 2021 Social inflation is a term you frequently hear in risk management these days. It refers to the phenomenon of a general anti-establishment sentiment that exists publicly today, which has a far-reaching impact on businesses and the insurance industry as a…

Benchmarks, Analytics Post-COVID

Originally published on Insurance Thought Leadership | April 6, 2021 The insurance industry relies heavily on actuarial models and benchmarks to analyze performance and predict future exposures. One of the core assumptions is that most components of the analysis mirror conditions similar to the past. However, the pandemic introduced several…

COVID-19 is NOT an Occupational Disease

Originally published on WorkCompCentral | March 25, 2021 When workers’ compensation was first conceived over 100 years ago, it was designed to cover traumatic injuries in an industrial setting. As workers’ compensation evolved, that coverage expanded in many ways. It was recognized that there were certain diseases or conditions, like…

Claims Development for COVID (Part 2)

Originally published on Insurance Thought Leadership | March 1, 2021 The latest Out Front Ideas with Kimberly and Mark webinar brought together a panel of industry experts to explore trends being seen in COVID-19 claims, as well as long-term medical complications and what risk managers should monitor in the future….

Claims Development for COVID (Part 1)

Originally published on Insurance Thought Leadership | February 24, 2021 The latest Out Front Ideas With Kimberly and Mark webinar brought together a panel of industry experts to explore current trends being seen in COVID-19 claims, as well as long-term medical complications and what risk managers should be monitoring in…