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What Retailers Need to Know About a Changing Marketplace

Originally published in Retail Tech Insights | May 1, 2025 Retailers operate in an increasingly complex digital environment, exposing them to more cyber risks than ever before through e-commerce, mobile payments, customer data platforms, and third-party services. At the same time, the cyber insurance marketplace is shifting, bringing both opportunities…

Managing Safety in Workers’ Comp

Originally published in Insurance Journal | May 5, 2025 After more than 25 years of counseling businesses on ways to improve worker safety, Steven Simon, senior risk control manager for Safety National, said the one piece of advice he could offer to any size organization wanting to improve their culture…

Mental Health is the Next Frontier for Workers’ Compensation

Originally published on Insurance Business America | April 11, 2025 Laws and structures compensating workers for injuries incurred on the job have been in place for 100 years in the United States, conjuring images of a time when risks to life and limb were an inevitable part of the working…

8 Questions for Gus Aivaliotis of Safety National

Originally published in Risk & Insurance | February 24, 2025 As part of our annual Power Broker® coverage and celebration, and in honor of this year’s Workers’ Comp winners and finalists, Risk & Insurance spoke to Gus Aivaliotis, an Executive Vice President and Chief Underwriting Officer for excess workers’ compensation carrier Safety…

20 Issues to Watch in 2025

Originally published in Insurance Thought Leadership | February 3, 2025 Out Front Ideas with Kimberly and Mark kicks off yearly with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to risk management and employee benefits…

Is This General Liability Claims Cost Driver on Your Radar?

As liability insurance claims continue to increase in frequency and severity, legal system abuse is one of the top general liability claims trends that should be on the construction sector’s radar. Inclusive of nuclear verdicts and other systemic issues, legal system abuse refers to the factors that can influence litigation…

6 Workers’ Compensation Reform Considerations

Originally published in PC360 | February 2, 2024 This year marks a significant year in the election cycle, with a presidential election and several gubernatorial elections taking place. One of the issues in consideration for some states includes reforms to their workers’ compensation system. With insurance regulated at the state…

20 Issues to Watch in 2024

Originally published in Insurance Thought Leadership | January 14, 2024 Out Front Ideas with Kimberly and Mark kicks off yearly with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to risk management and employee…

Short-Term Factors that Can Impact Catastrophic Workers’ Comp Claims

Originally published in PC360 | November 13, 2023 While the severity of a work injury can serve as a barometer for how long the healing process will take, other factors can also play into the return-to-work timeline and impede the path to recovery, including occupation and mental health issues. To help…

Technology Transformation in Workers’ Compensation

Originally published in PC360 | October 26, 2023 Whether you are a risk manager, physician, attorney, claims manager, payer, or service provider, the evolution of technology modernization in workers’ compensation affects everyone. Now is the time to invest in technology tools, data science and other tech specialists to drive your…

Severity Rising in Catastrophic Workers’ Comp Claims

Originally published in Leader’s Edge | April 2, 2023 There seems to be a common misconception that all workers compensation losses are flat to slightly improving. While that might be true for the frequency of smaller claims, it definitely is not the trend for frequency and costs of large death…

20 Issues to Watch in 2023

Originally Published in Insurance Thought Leadership | January 18, 2023 Out Front Ideas with Kimberly and Mark kicks off the year with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to workers’ compensation, healthcare…