COVID-19

Safety National Recognized by Missouri Chamber of Commerce for Vaccination Efforts

Safety National’s St. Louis corporate headquarters has been recognized as a Silver COVID Stops Here workplace for achieving more than an 80% vaccination rate. Safety National encouraged employee vaccination efforts by offering an on-site clinic for employees and their dependents, in addition to awarding paid time off to employees who…

State of Mental Health in the Workplace

Originally published on Insurance Thought Leadership | May 18, 2021 Discussions around the impact of mental health and well-being in the workplace are frequent Out Front Ideas with Kimberly and Mark topics. May is Mental Health Awareness Month, so we are offering our thoughts on the current state of mental…

Benchmarks, Analytics Post-COVID

Originally published on Insurance Thought Leadership | April 6, 2021 The insurance industry relies heavily on actuarial models and benchmarks to analyze performance and predict future exposures. One of the core assumptions is that most components of the analysis mirror conditions similar to the past. However, the pandemic introduced several…

COVID-19 is NOT an Occupational Disease

Originally published on WorkCompCentral | March 25, 2021 When workers’ compensation was first conceived over 100 years ago, it was designed to cover traumatic injuries in an industrial setting. As workers’ compensation evolved, that coverage expanded in many ways. It was recognized that there were certain diseases or conditions, like…

Claims Development for COVID (Part 2)

Originally published on Insurance Thought Leadership | March 1, 2021 The latest Out Front Ideas with Kimberly and Mark webinar brought together a panel of industry experts to explore trends being seen in COVID-19 claims, as well as long-term medical complications and what risk managers should monitor in the future….

20 Issues to Watch in 2021

Originally published on Insurance Thought Leadership | January 21, 2021 Out Front Ideas with Kimberly and Mark kicks off every year with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss after the unprecedented events of 2020, we focused on the high-impact…

Perils of Pandemic Premium Audits

Originally published on Insurance Thought Leadership | January 7, 2021 Because workers’ compensation premiums are usually driven by employer payroll, carriers audit the payroll figures to ensure that the worker classifications are accurate and that the premiums reflect the covered risks. States and the rating bureaus have stringent rules around…

State of the Commercial Insurance Marketplace

Originally published on Insurance Thought Leadership | October 28, 2020 In a survey of frequent Out Front Ideas attendees, one of the biggest concerns raised by risk managers was the rapidly evolving insurance marketplace. These challenges started back in 2018, but COVID-19, civil unrest and other events have accelerated this…