In the News
What Retailers Need to Know About a Changing Marketplace
Originally published in Retail Tech Insights | May 1, 2025 Retailers operate in an increasingly complex digital environment, exposing them to more cyber risks than ever before through e-commerce, mobile payments, customer data platforms, and third-party services. At the same time, the cyber insurance marketplace is shifting, bringing both opportunities…
Managing Safety in Workers’ Comp
Originally published in Insurance Journal | May 5, 2025 After more than 25 years of counseling businesses on ways to improve worker safety, Steven Simon, senior risk control manager for Safety National, said the one piece of advice he could offer to any size organization wanting to improve their culture…
8 Questions for Gus Aivaliotis of Safety National
Originally published in Risk & Insurance | February 24, 2025 As part of our annual Power Broker® coverage and celebration, and in honor of this year’s Workers’ Comp winners and finalists, Risk & Insurance spoke to Gus Aivaliotis, an Executive Vice President and Chief Underwriting Officer for excess workers’ compensation carrier Safety…
20 Issues to Watch in 2025
Originally published in Insurance Thought Leadership | February 3, 2025 Out Front Ideas with Kimberly and Mark kicks off yearly with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to risk management and employee benefits…
Is This General Liability Claims Cost Driver on Your Radar?
As liability insurance claims continue to increase in frequency and severity, legal system abuse is one of the top general liability claims trends that should be on the construction sector’s radar. Inclusive of nuclear verdicts and other systemic issues, legal system abuse refers to the factors that can influence litigation…
6 Workers’ Compensation Reform Considerations
Originally published in PC360 | February 2, 2024 This year marks a significant year in the election cycle, with a presidential election and several gubernatorial elections taking place. One of the issues in consideration for some states includes reforms to their workers’ compensation system. With insurance regulated at the state…
20 Issues to Watch in 2024
Originally published in Insurance Thought Leadership | January 14, 2024 Out Front Ideas with Kimberly and Mark kicks off yearly with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to risk management and employee…
Short-Term Factors that Can Impact Catastrophic Workers’ Comp Claims
Originally published in PC360 | November 13, 2023 While the severity of a work injury can serve as a barometer for how long the healing process will take, other factors can also play into the return-to-work timeline and impede the path to recovery, including occupation and mental health issues. To help…
Technology Transformation in Workers’ Compensation
Originally published in PC360 | October 26, 2023 Whether you are a risk manager, physician, attorney, claims manager, payer, or service provider, the evolution of technology modernization in workers’ compensation affects everyone. Now is the time to invest in technology tools, data science and other tech specialists to drive your…
20 Issues to Watch in 2023
Originally Published in Insurance Thought Leadership | January 18, 2023 Out Front Ideas with Kimberly and Mark kicks off the year with our popular 20 Issues to Watch webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to workers’ compensation, healthcare…
10 Ergonomic Strategies to Protect Your Aging Workforce from Injury
Originally Published in PropertyCasualty360 | August 16, 2022 Workers over the age of 55 represent a large and essential segment of the American economy, and their influence is growing. According to the U.S. Bureau of Labor Statistics, one-in-four U.S. workers will be 55 or older by 2030. During the pandemic,…
Five Steps to Building a Risk Control Plan
Originally Published in the Illinois Municipal League Review | May 2022 It is no secret that the public sector faces a set of unique risks and challenges when it comes to designing a public entity risk control plan, however, certain fundamentals can provide a blueprint to building that plan effectively….
Employer Trends Shaping the Workplace
Originally Published on Insurance Thought Leadership | December 7, 2021 Employers are adjusting their workplaces to accommodate evolving expectations of the workforce and regulatory requirements. How have human resources leaders aligned benefit and HR programs to support new or changing business needs? How are employers addressing the return to the…
Navigating the Vaccine Mandate
Originally Published on Insurance Thought Leadership | November 21, 2021 OSHA’s Emergency Temporary Standard (ETS) regarding COVID-19 vaccine mandates leaves employers facing a complex compliance challenge involving both OSHA and laws on accommodation and leave of absence. What exceptions are allowed? How can employers track compliance? How will the courts…
Navigating the Future of Risk Management
Originally Published in PropertyCasualty360 | November 19, 2021 The pandemic and the economy are presenting various challenges for risk management teams across the nation, including difficulties within the insurance marketplace, emerging risks and the challenges associated with changing business operations. The recent virtual conference, Elevate, presented by Out Front Ideas with…
The Bigger Picture of COVID-19 Data
Originally Published on PropertyCasualty360 | November 1, 2021 In February 2021, Out Front Ideas with Kimberly and Mark, hosted its most attended webinar to date, which featured data around COVID-19 claims and provided valuable insight into current trends, claims development and the real impact the pandemic has had on workers’ compensation. At…
State of the Insurance Marketplace
Originally published on Insurance Thought Leadership | October 3, 2021 The insurance marketplace has been changing rapidly, with the economy having a significant impact on both carriers and businesses, including employers, public entities and the middle market. So, what are the implications for the industry? And what risks should organizations…
Managing the Challenges of Civil Unrest
Originally published on Insurance Thought Leadership | July 22, 2021 Over the last year, many communities have faced large riots and protests that destroyed public and private property and resulted in hundreds of injuries. While these events carry a certain amount of unpredictability, an organization’s planning and response to these…
The Perils of the Purchasing Process
Originally published on Insurance Thought Leadership | June 9, 2021 Most public entities and many private companies have switched to a procurement model for all contracts and purchasing. This model means a centralized department is responsible for all these decisions, ranging from office furniture and supplies to purchasing insurance and…
State of Mental Health in the Workplace
Originally published on Insurance Thought Leadership | May 18, 2021 Discussions around the impact of mental health and well-being in the workplace are frequent Out Front Ideas with Kimberly and Mark topics. May is Mental Health Awareness Month, so we are offering our thoughts on the current state of mental…
How Social Inflation Affects Liability Costs
Originally published on Insurance Thought Leadership | April 20, 2021 Social inflation is a term you frequently hear in risk management these days. It refers to the phenomenon of a general anti-establishment sentiment that exists publicly today, which has a far-reaching impact on businesses and the insurance industry as a…