Opt-Out Programs

Safety National offers solutions for Texas employers that have chosen to opt out from traditional workers’ compensation coverage.


  • Written on an admitted form approved by the state of Texas.
  • Broad policy contract forms. By attaching above the approved benefit plan and having fewer exclusions, our policy improves alignment between insurance carrier and the employer.
  • Assigned to a dedicated underwriting team who are specialists in excess of loss risk programs.
  • Surety bonds available for those who require a bond to comply with regulatory security requirements.
  • Unbundled claims handling allows for quality delivery of your benefits.
TEXcess Brochure