Why Self-Insurance?
With workers' compensation costs rising, more and more large employers are considering self-insurance. Certain kinds of losses can be predictable and self-insurance is a more efficient way to pay for those losses.

Reduced costs can come from several areas, including:

1) Lower fixed costs (program administration)

2) Improved claims management

3) Reduced losses through better loss control

4) Improved cash flow

In addition, the self-insured employer gains more overall control of claims and receives more detailed claims information from the claims administrator.